July 11, 2020


NICL AO Exam Pattern & Syllabus

National Insurance Corporation of India is the most recognised Government Insurance Company focused in India. Established in 1972, the company has its headquarters in Kolkata. Every year, NICL organises NICL exam to recruit administrative officer for its department. Thousands of candidates apply for NICL Exam every year with a dream to join the prestigious post of Administrative Officer in this reputed Organization.

NICL AO Eligibility

A candidate is required to be either:
A Citizen of India or
A subject of Nepal
A subject of Bhutan

A Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India.

Educational Qualification:

The candidate must have a Graduation Degree in any discipline from a government recognized University or by the Central Government of India.
A candidate must have at least 60% marks in his/her Graduation. The same percentage criteria is reduced to 55% for SC/ST Candidates.

Age Limit:

A candidate must not be less than 21 years & not more than 30 years old while applying for NICL AO.

NICL AO Preliminary Exam Pattern:

Section Asked Maximum Marks Total Time
Quantitative Aptitude 35 A composite time of 60 minutes
Reasoning 35
English Language 30
Total 100

NICL AO Mains Exam Pattern:

Sections Asked No. of Questions Maximum Marks Total Time
English Language 40 40 A composite time of 120 minutes (2 hours)
Reasoning 40 40
Numerical Ability 40 40
Computer Knowledge 40 40
General Awareness 40 40
Total 200 200

NICL AO Syllabus


Quantitative Aptitude and
English Language

Mains examination will have 5 major sections:


Quantitative Aptitude
English Language
Computer Knowledge
General Awareness
A descriptive test in English comprising of 30 marks is also asked in the Mains Examination of NICL AO 2018.

Detailed syllabus of NICL AO Exam:

Quantitative Aptitude

Data Sufficiency
Data Interpretation (Try to have a thorough practice of calculative sets)
Number Series
Time & Work
Mixture and Allegations
Simplification / Approximation
Quadratic Equations
Arithmetic Topics including following –
Problem on Ages
Profit, Loss and Discount
Time, Speed and Distance
Boats & Streams
Mathematical Inequalities
Ratio and Proportion
Simple and Compound Interest
Pipes and Cisterns


Data Sufficiency
Verbal Reasoning
Coding – Decoding (New as well as Old Pattern)
Order and Ranking
Input – Output
Direction based problems
Seating Arrangement (Circular, Square and Linear)
Inequality (Both Direct and Coded)
Syllogism (New as well as Old Pattern)
Blood Relations (Coded as well as Direct)
Alphanumeric Series

English Language

Reading Comprehension
Sentence Improvement
Para Jumbles
Para/ Sentence Completion
Cloze Test
Spotting Errors
Fill in the Blanks / Double Fillers

General Awareness

Current Affairs
Insurance Awareness
Banking Awareness
Books & authors
Important Places
Important Days & themes
General knowledge (Economics, Banking, Currencies, History. Geography)

Computer Knowledge

Fundamentals of Computer
History of Computer
Computer Shortcuts
Important Abbreviations
MS Office – Word, PowerPoint, Excel & Access